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Showing posts from August, 2018

Reasons Why We Choose Term Life Insurance

Life insurance is very important, especially if you have a family. Having a  lifeinsurance  policy in place is a wise and responsible decision, but it can be a difficult one to consider. No one wants to think about the consequences surrounding death. However, it’s important to make sure you do have life insurance in place to help cover costs and protect your family. Life insurance policy can help take care of the expenses of funerals and last costs. This is critical in light of the fact that lacking satisfactory life coverage can include more despondency and weight your family. Having an extra security arrangement will help facilitate the budgetary weight on your friends and family when you kick the bucket. The correct  arrangement for you and your family  can give a feeling that all is well with the world and true serenity. Securing a strategy when you begin a family, purchase a home, get hitched or resign can give confirmation and certainty to you and your friends and family. Term di

Get An Affordable Contractors Insurance Quote

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Econtractors can help you with fast inexpensive insurance alternatives to your enterprise in just minutes.  Either call us without delay or request a quote through our on-line form  under and considered  one of our knowledgeable representatives will call you proper away to discuss your alternatives! Popular legal responsibility coverage supplied during the USA besides for Alaska, Delaware, Kentucky, Louisiana, Mississippi, New Hampshire, and Wisconsin. WHY CHOOSE ECONTRACTORS? econtractors insure uses enterprise-leading technology to give you an immediately trendy liability quote. Just fill out the quick form underneath to get an immediately charge.

Why We Need Health Insurance In Our Life

Regardless of whether you're one of the fortunate ones that never becomes ill, you ought to be set up if the most noticeably awful happens. It might appear to be costly however you'll express gratitude toward yourself later by acquiring medical coverage. What Is Health Insurance? Medical insurance is a type of insurance policy protection that covers the expense of an insured person's medical and medical costs. Depending upon the type of medical insurance protection, either the insured pays expenses out-of-pocket and is then reimbursed, or the insurance provider pays straight to the provider. In health and wellness insurance policy terms, the "provider" is a clinic, medical facility, physician, lab, healthcare practitioner, or pharmacy. The "insured" is the proprietor of the medical insurance plan; the individual with the wellness...

AIICO Insurance Grows Premium Income To N32.1bn - LEADERSHIP

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AIICO Insurance Plc grew its premium income to N32.1 billion in its 2017 financial year end, up from N27.06 billion it posted in its 2016 financial year, representing an increase of N5.03 billion or 19 per cent. Diluted earnings per share for the year were 13 kobo per share, down from 105 kobo per share in 2016. Speaking during a media parley at the company’s headquarter in Lagos last week, the managing director, Mr. Edwin Igbiti, said, his insurer experienced significant growth as a company in 2017, while it had to significantly increase capacity and improve its processes to meet up with customer demands. Read more here  LAEDERSHIP

Exhibitor Insurance that Covers All

Exhibitor  Insurance offers broad coverage with high limits and low Premiums to tens of thousands of Exhibitors across North America, and soon globally. We offer from $1,000,000-$5,000,000 in Commercial General Liability, including an optional Property coverage in $10,000, $25,000 and $50,000 increments. Your property will be covered at the show and in transit, 3 days before and 3 days after the show. Our staff have experience both from the insurance and trade show industry. We are the official Insurance broker for the Canadian Association of Exposition Managers, CAEM. We are also members of Exhibition Services & Contractors Association, ESCA. Exhibitorinsurance.com is constantly upgrading and maximizing efficiency of all aspects of www.exhibitorinsurance.com. Our most recent project was the launch of our new state of the art website, which is user friendly and incredibly fast. When you are going to your next event and want to be secure in knowing that you are covered, contact the

California Flood Insurance Company

Flood Insurance  are marketing sites for NFIP Flood Insurance sales via Jeffrey Beck Insurance Services, a full service exclusive agency for a leading insurance company. In addition to providing flood insurance in all 50 states, the agency also provides other lines of insurance including auto, home, boat, business, landlord, renters, condo, life and more in the state of California. California isn’t a place that conjures up the images of devastating floods filling up streets and washing away homes. But did you know that much of Sacramento is considered a high-risk area for flooding? It’s been labeled by the federal government as the most at-risk large city in the USA. Many communities in California are prone to flooding. From areas near the San Francisco Bay to the Central Valley, Coastal regions and even Inland Deserts. Everyone in the state should purchase flood insurance before the chance is washed away. The staff at SactoFlood.com are dedicated to providing flood coverage through th

The Meaning of Indemnity, Cover Note And Contribution in Insurance

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Indemnity Apart from life and personal assurance policies, all insurance policies are contracts of indemnity. Indemnity as a basic principle of insurance means the restoration of the insured to the same financial position he was before the loss. This meaning is accordance with the basic concept of insurance which is to compensate the unfortunate for the loss he has sustained and not to profit him from the misfortune. A simplified definition of indemnity is “the exact financial compensation” and this may therefore justify why contracts of life and personal accident are not regarded as contract of indemnity. This is true because no amount of financial compensation can pay adequately for the life of health of person. For this reasons life and personal accidents policies are regarded as benefits policies. The principle of indemnity is very important and also intricate of all the principle of insurance. Lack of understanding of it is the cause of public distrust of insurance business especi

The Importance Of Law and Court Order

OBEDIENCE OF COURT ORDERS IS NECESSARY FOR LAW AND ORDER TO REIGN From country to country all over the world, it is usual to organize a court system or judiciary to hear and peacefully settle disputes. The courts are a forum for the hearing, adjunction and reconciliation of legal rights and duties of parties. It is one of the three branches of government. It has an important institution of government for the maintenance of law and order in a country. However, for the courts to perform its duty of administration of justice, obedience of court rulings, judgments and, orders of court by all persons and government is necessary and that is the only way law, order and peace can be maintained.

How Air Craft Owners Can Insure the their Pilots

AVIATION INSURANCE Aviation operations are required to comply strictly to the prescribed minimum limits of aircraft operators by the Federal Ministry of Aviation. However, the minimum insurance requirement in Nigeria conforms to the international requirements. For example War-Saw convention in Geneva provides in its section I cover for damages for aircraft's while section II and III provides covers for passengers. Although there are several risks covered by Aviation Insurance, the insurance of the aircraft passengers and crew are among the other compulsory covers to be obtained in aviation insurance. Third Party Motor Insurance According to Nigeria’s Road Traffic Act (1972) as amended) it is compulsory for any motorist to insure his or her vehicle at least on a third party policy. It provides cover for third party liability – Fire and Theft. It does not cover own damage but injury or death to third parties arising from motor accidents. It is the minimum insurance cover required fro

How to Get An Affordable Medicare Insurance

Medicare Providers Due to the significant out-of-pocket payments required by traditional Medicare, a booming market of  private-sector insurance products has grown up around the government programs. These Medicare-related insurance products are one of the fastest-growing segments of the U.S. health insurance  industry, and they are the part of the market on which a smart consumer should focus his or her attention. The  Medicare Providers  is here to help seniors, and other Medicare eligible individuals, understand these products and provide tools to assist in the decision making process. In order to qualify for most  Medicare-related plans,  you must meet the standard Medicare eligibility requirements and live in the "geographic service area." If you move out of your geographic service area during a plan's coverage term, you will usually have a Special Enrollment Period that allows you to enroll in another Medicare-related plan approved for sale in your new location or  s

5 Ways To Insure Your Car

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Car insurance is something that almost everybody needs to have in place. It is there to protect you when you get involved in an accident, and there are significant damages to your car. There are a few things that you need to do in order to get your vehicle insured though. Here you will find five ways to get your auto insured. The first thing that you need to know when you are looking for insurance is not that you should compare auto insurance quotes. Though that is important the first thing you need to know before you start is what type of coverage is best for you. This is the coverage you need, not the coverage you want. There is a minimum amount of coverage that every state legislates, but you can also add comprehensive or collision car insurance as well. Adding these will give you another thing to think about; the amounts that will be your deductible. Apart from those two, you can also opt for Gap insurance and emergency roadside service. Your next step is to choose the company you

Method of How an Insurer Pays Premium

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RIGHTS OF INSURER ON PAYMENT When then insurer pays for a total loss, he is entitled to whatever remains of the subject matter insured, but if he pays for a partial loss, he shall acquire no title to the subject matter insured or such part of it as may remain. However, in both cases, he is subrogated to all right and remedies of the assured in and in respect of the subject matter insured as from the time of casualty causing the loss. In other words, he can bring an action in the assureds’ name against any person responsible for the loss. Where the assured is over insured by double insurance, each insurer shall be bound, as between himself and the other insurers, to contribute ratably to the loss in proportion to the amount for which he is liable under his contract. And if any insurer pays more than his proportion of loss, he shall be entitled to maintain an action for contribution against the other insurers, and be entitled to the like remedies as a surety who has paid more than his pr

THE PAIN IN LOVE 001

*THE PAIN IN LOVE* *#NEED&WANT 001* I had sleepless night Whenever am unable to reach you, A day wouldn't pass by without a thought of you, A day without having a conversation with you use to be incomplete, I considered you to be the air I inhale, I felt without you I am living in a world with no air, I saw myself as the moon that embraces the sun, Simply because I considered myself to be the moon and you to be the sun. Suddenly, we began to drift apart At first I became weak, But at the cause of my weakness, I started gaining my strength, Someone I couldn't go a day without talking to, Became someone whose presence nor absence made a difference, Most times I begin to wonder what led me into it, After much thinking, I discovered that I just LOVED without thinking, I did nothing but to only love. With the mindset that things will work out fine as long as there is love, Forgetting the beginning of love is always sweet but it gets tough at the middle. Love has always been of 3

Migraine – Cause, types, symptoms and how to avoid it?

Migraine Migraine  is a neurological condition that can cause multiple symptoms. It’s frequently characterized by intense, debilitating headaches. Migraines often run in families and affect all ages. The extreme pain that migraines cause can last for hours or even days. Symptoms Symptoms of migraine can start a while before the headache, immediately before the headache, during the headache, and after the headache. Although not all migraines are the same, typical symptoms include: ·           moderate to severe pain, usually confined to one side of the head but capable of occurring on either side of the head ·           severe, throbbing, or pulsing pain ·           increasing pain during physical activity or when straining ·           inability to perform regular activities due to pain ·           feeling sick and physically vomiting ·           increased sensitivity to light and sound, relieved by lying quietly in a darkened room ·           Some people experience other symptoms such